Buying your first home is an exciting milestone, but it can also come with unexpected challenges. At Betenbough Homes, we’ve walked alongside thousands of first-time homebuyers across West Texas, and we know where people tend to trip up.

To help you move forward with confidence, we’ve compiled the most common first-time home buying mistakes to avoid, along with expert tips to keep your home buying journey smooth and stress-free.

Many future homeowners count themselves out before they even try, believing their credit score or income isn’t good enough.

✅ Pro Tip: You may have more options than you think. From first-time homebuyer programs to flexible financing, we’re here to help you explore a path forward. At your New Home Tour, we will connect you with one of our preferred loan officers who can help you clarify your budget. Our team can then focus on homes that truly fit your finances.

Some first-time buyers assume they need to put 20% down, while others underestimate how much they’ll need. Either way, not having a plan for your down payment can delay or derail your purchase.

✅ Pro Tip: At Betenbough Homes, we offer a financial gift (Flex Cash) that can help with closing costs, buy down your interest rate, or be used as a down payment – freeing up more of your savings for what matters most.

Monthly mortgage payments are just part of the picture. You’ll also need to factor in insurance, property taxes, utilities, and routine maintenance.

✅ Pro Tip: Our advertised monthly payments include estimated insurance, property taxes, and interest because we don’t want you to be surprised!

A dream floor plan can quickly become a regret if it’s not in a community that fits your lifestyle. Some buyers get caught up in square footage and forget to consider school districts, community features, or proximity to conveniences.

✅ Pro Tip: During your New Home Tour, we’ll help you explore not just homes, but the West Texas communities that make sense for your day-to-day life.

Buying a home is a big decision. First-time buyers sometimes feel pressured to act fast – especially in a competitive market – but skipping important steps can lead to long-term headaches.

✅ Pro Tip: Our team will never rush you. Whether you need time to secure financing, explore design options, or just breathe, we’ll walk at your pace.

From agreement terms to warranty coverage, first-time buyers often assume everything’s fine without digging into the details. But asking the right questions now can save you time, money, and stress later.

✅ Pro Tip: Our responsive New Home Specialists and Preferred Loan Officers are here to answer it all – no question is too small or too silly. We want you to feel fully informed at every step.

Buying a home for the first time doesn’t have to be overwhelming. With the right guidance and support, it can be one of the most rewarding decisions you’ll ever make. At Betenbough Homes, we’re not just builders—we’re here to walk with you on the path to homeownership.

Ready to take the next step? Schedule a New Home Tour in Amarillo, Lubbock, Midland, or Odessa.